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Our Services

We review every unique credit situation on an individual basis and we work hard with our Lending Partners to get you approved for your loan for your new vehicle!

Don't let your credit situation define you, allow us to help you get into the vehicle that matches your needs AND your budget. We specialize in getting approval despite bad credit and we work hard to get you into the vehicle that matches your needs. 

We have access to a wide variety of vehicles and can work around your budget and needs to ensure you're matched with the vehicle and payment that works for you. 


Our Financial Specialists review your credit situation with you. No matter what your credit situation – Car Credit Heroes works with you to not only get your vehicle but to help repair your credit.


Our chosen Lenders report your payments monthly to all Canadian Credit Bureau ensuring every dollar you spend goes toward establishing or establishing your credit.

Trade In's

Our expert staff will ensure you always receive a fair trade-in value fo your vehicle based on market criteria, year, make, model, and milage


We make 100% sure your new vehicle payments are affordable so that you can make your new auto payments on time, every time. We offer monthly, weekly, and bi-weekly payments to ensure 100% affordability. We can even arrange them on your pay schedule! 

Privacy & Protection

Your privacy is protected at all costs. Our credit Specialists only use reputable lenders & and banking Institutions, ensuring all credit information is kept secure.

Commitment and Dedication

Our expert staff are committed and dedicated to ensuring that you are fully aware every step of the way and that you walk away with a budget and car that fits your needs.

We want to better serve you. This is why we work with only trustworthy, reputable, and fully licenced banks to provide you with the best car purchasing experience possible. There is nothing we want more than to get you into a reliable and affordable vehicle that suits your needs attached to a financing plan that fits your budget and income level. We work with each case on individual levels and build a plan and budget around your situation. 

We are a team of licenced professionals with decades of collective experience in the automotive selling and financing industry. There is no situation we have not seen or problem we have not faced and we are ready to put that knowledge and experience to work for you. 

We Take On Any Situation 

Your Choice for 2nd Chances

The 2nd chance you deserve and the auto loan you want! In addition to working with you to get your unique credit situation financed, getting you the car you want we help you correct and repair your damaged credit.   

Past or Present we Have Your Back 

We are also always looking to help customers who had or are currently dealing with the following:

  • Collections

  • Divorce

  • Repossession

  • Bankruptcy 

  • Consumer Proposal

  • Credit Counseling

Good or Bad we Accept all Applications

We are willing and able to provide real financial assistance to individuals with:

  • Blemished Credit

  • No Credit

  • Slow Credit

  • Unestablished Credit

  • R9 Credit / I9 Credit

  • Or Past Due Credit


We review every unique credit situation on an individual basis and we work hard with our Lending Partners to get you approved for your loan for your new vehicle!

Car Credit Hero specializes in getting you approved on a new or used auto loan – no matter what kind of credit you have. We want to help as many Ontarians get approved for their cars as we can!


Car Credit Hero is located in Port Hope Ontario but we offer our services to the wider area of Northumberland County and beyond. 


We work hard to get auto credit loans approved for anyone in the greater Northumberland County, Cobourg, Bailieboro, Peterborough, Oshawa, Trenton, Whitby, and Belleville areas.

A row of Hyundai Vehicles
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